/* ── TOKENS ──────────────────────────────────────────────────────── */
:root {
  --font: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-mono: 'IBM Plex Mono', ui-monospace, monospace;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
  --bg: #f3f4f8;
  --bg2: #e9ebf2;
  --surf: #ffffff;
  --bdr: #e2e5ee;
  --bdr2: #d0d5e2;
  --ink: #0f1419;
  --ink2: #4b5568;
  --ink3: #8b95a8;
  --ink4: #b8c0d0;
  --green: #15803d;
  --red: #dc2626;
  --amber: #d97706;
  --blue: #16a34a;
  --purple: #16a34a;
  --teal: #10b981;
  --orange: #ea580c;
  --accent: #22c55e;
  --accent-soft: rgba(22, 163, 74, 0.12);
  --sb-bg: #ffffff;
  --sb-bdr: #e8ebf2;
  --sb-txt: #6b7280;
  --sb-act: #111827;
  --sb-hover: rgba(22, 163, 74, 0.08);
  --hero-bg: linear-gradient(145deg, #1f2937 0%, #334155 45%, #475569 100%);
  --r: 14px;
  --r-sm: 10px;
  --r-lg: 20px;
  --shadow: 0 1px 2px rgba(15, 20, 25, 0.04), 0 4px 16px rgba(15, 20, 25, 0.06);
  --shadow-md: 0 8px 40px rgba(15, 20, 25, 0.1);
}
[data-theme="dark"] {
  --bg: #040906;
  --bg2: #08110c;
  --surf: #0c1711;
  --bdr: #1a2a21;
  --bdr2: #263a2f;
  --ink: #f0fdf4;
  --ink2: #a7d3ba;
  --ink3: #7ea690;
  --ink4: #4e6d5c;
  --green: #4ade80;
  --red: #f87171;
  --amber: #fbbf24;
  --blue: #22c55e;
  --purple: #22c55e;
  --accent: #4ade80;
  --accent-soft: rgba(74, 222, 128, 0.2);
  --sb-bg: #09100c;
  --sb-bdr: #1a2a21;
  --sb-txt: #8ab39b;
  --sb-act: #f0fdf4;
  --sb-hover: rgba(74, 222, 128, 0.12);
  --hero-bg: linear-gradient(145deg, #040a06 0%, #0b1a12 50%, #14532d 100%);
  --shadow: 0 1px 2px rgba(0, 0, 0, 0.2), 0 4px 20px rgba(0, 0, 0, 0.35);
  --shadow-md: 0 12px 48px rgba(0, 0, 0, 0.5);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{height:100%;scroll-behavior:smooth;}
body{
  font-family:var(--font);
  background:var(--bg);
  color:var(--ink);
  height:100%;
  font-size:14px;
  line-height:1.55;
  letter-spacing:-0.01em;
  -webkit-font-smoothing:antialiased;
  transition:background .4s var(--ease),color .4s var(--ease);
}
body::before{
  content:'';position:fixed;inset:0;pointer-events:none;z-index:0;
  background:
    radial-gradient(ellipse 70% 50% at 100% 0%,var(--accent-soft),transparent 55%),
    radial-gradient(ellipse 50% 40% at 0% 100%,rgba(16,185,129,.05),transparent 50%);
}
.auth-logout-btn{
  margin-top:6px;border:none;background:transparent;color:var(--ink3);
  font-size:.62rem;cursor:pointer;font-family:var(--font-mono);padding:0;text-align:left;
}
.auth-logout-btn:hover{color:var(--red);}

#authScreen{
  min-height:100vh;display:flex;align-items:center;justify-content:center;
  padding:24px;position:relative;z-index:2;overflow:hidden;
  background:
    radial-gradient(circle at 12% 12%, rgba(22,163,74,.2), transparent 36%),
    radial-gradient(circle at 88% 18%, rgba(5,150,105,.16), transparent 34%),
    radial-gradient(circle at 48% 100%, rgba(21,128,61,.12), transparent 38%),
    linear-gradient(135deg, #030712 0%, #020617 52%, #000000 100%);
}
#authScreen::before{
  content:'';position:absolute;inset:0;pointer-events:none;
  background:
    linear-gradient(rgba(16,185,129,.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(16,185,129,.06) 1px, transparent 1px);
  background-size:24px 24px;
  mask-image:radial-gradient(circle at center, #000 25%, transparent 85%);
  opacity:.45;
}
.auth-card{
  width:min(560px,100%);position:relative;
  background:linear-gradient(150deg, rgba(2,6,23,.94), rgba(2,6,23,.78));
  border:1px solid rgba(16,185,129,.25);
  border-radius:22px;padding:26px;
  box-shadow:0 28px 80px rgba(2,6,23,.7), inset 0 1px 0 rgba(16,185,129,.22), 0 0 0 1px rgba(255,255,255,.03);
  backdrop-filter:blur(14px);
  animation:authCardIn .55s var(--ease) both;
}
.auth-card::after{
  content:'';position:absolute;left:22px;right:22px;top:0;height:2px;border-radius:999px;
  background:linear-gradient(90deg, transparent, #22c55e, transparent);
  opacity:.78;
}
.auth-brand{
  font-size:1.45rem;font-weight:700;letter-spacing:-0.02em;
  color:#f8fafc;margin-bottom:4px;
  text-shadow:0 0 18px rgba(34,197,94,.28);
}
.auth-sub{font-size:.75rem;color:rgba(226,232,240,.78);margin-bottom:16px;}
.auth-msg{
  min-height:22px;font-size:.7rem;margin-bottom:10px;color:rgba(226,232,240,.85);
  border:1px solid rgba(148,163,184,.28);padding:6px 10px;border-radius:10px;background:rgba(15,23,42,.22);
}
.auth-msg.err{color:#fecaca;border-color:rgba(239,68,68,.4);background:rgba(127,29,29,.25);}
.auth-msg.ok{color:#dcfce7;border-color:rgba(34,197,94,.55);background:rgba(6,78,59,.35);}
.auth-msg.hidden{display:none;}
.auth-switch{margin-top:12px;font-size:.72rem;color:rgba(226,232,240,.85);}
.auth-link{
  border:none;background:transparent;color:#4ade80;font-size:.72rem;cursor:pointer;padding:0;
  text-decoration:underline;
}
.auth-hint{margin-top:10px;font-size:.66rem;color:rgba(226,232,240,.72);}
#authScreen .fl{color:rgba(241,245,249,.85);}
#authScreen .field{
  background:rgba(2,6,23,.76);
  border-color:rgba(51,65,85,.8);
  color:#f8fafc;
  box-shadow:inset 0 0 0 1px rgba(255,255,255,.02);
}
#authScreen .field::placeholder{color:rgba(203,213,225,.7);}
#authScreen .field:focus{
  border-color:#22c55e;
  box-shadow:0 0 0 3px rgba(34,197,94,.2);
}
#authScreen .btn-ink{
  background:linear-gradient(135deg,#16a34a,#22c55e);
  border:1px solid rgba(134,239,172,.45);
  box-shadow:0 8px 24px rgba(22,163,74,.35);
}
#authScreen .btn-ink:hover{
  filter:brightness(1.08) saturate(1.05);
  transform:translateY(-1px) scale(1.01);
}

@keyframes authCardIn{
  from{opacity:0;transform:translateY(16px) scale(.98);}
  to{opacity:1;transform:translateY(0) scale(1);}
}

.ob-target-pop{animation:obTargetPop .5s var(--ease);}
@keyframes obTargetPop{
  0%{transform:scale(1);}
  50%{transform:scale(1.02);}
  100%{transform:scale(1);}
}

#onboardingRoot{position:fixed;inset:0;z-index:1400;pointer-events:none;}
.ob-overlay{
  position:absolute;inset:0;background:rgba(2,6,23,.62);backdrop-filter:blur(2px);
}
.ob-hole{
  position:absolute;border-radius:16px;
  box-shadow:0 0 0 9999px rgba(2,6,23,.55), 0 0 0 2px rgba(255,255,255,.95), 0 0 28px rgba(129,140,248,.55);
  transition:all .35s var(--ease);
}
.ob-bubble{
  position:absolute;width:320px;background:linear-gradient(145deg,#111827,#1f2937);
  color:#f8fafc;border:1px solid rgba(148,163,184,.38);border-radius:16px;padding:14px 14px 12px;
  box-shadow:0 14px 46px rgba(2,6,23,.52);pointer-events:auto;
  animation:obIn .32s var(--ease);
}
@keyframes obIn{
  from{opacity:0;transform:translateY(8px) scale(.98);}
  to{opacity:1;transform:translateY(0) scale(1);}
}
.ob-kicker{
  font-size:.62rem;letter-spacing:.08em;text-transform:uppercase;
  color:#a5b4fc;font-family:var(--font-mono);margin-bottom:6px;
}
.ob-title{font-size:.93rem;font-weight:700;margin-bottom:4px;}
.ob-body{font-size:.72rem;line-height:1.55;color:#d1d5db;}
.ob-foot{display:flex;align-items:center;justify-content:space-between;margin-top:10px;gap:8px;}
.ob-step{font-size:.63rem;color:#94a3b8;font-family:var(--font-mono);}

.wizard-open{filter:saturate(.92);}
.sw-root{position:fixed;inset:0;z-index:1500;}
.sw-overlay{
  position:absolute;inset:0;background:rgba(2,6,23,.72);backdrop-filter:blur(5px);
}
.sw-card{
  position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);
  width:min(560px,calc(100vw - 24px));background:var(--surf);border:1px solid var(--bdr);
  border-radius:20px;box-shadow:var(--shadow-md);padding:20px;
}
.sw-kicker{
  font-size:.62rem;color:var(--accent);font-family:var(--font-mono);
  letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px;
}
.sw-title{font-size:1.4rem;font-weight:700;color:var(--ink);letter-spacing:-0.02em;}
.sw-sub{font-size:.74rem;color:var(--ink2);margin-top:4px;margin-bottom:12px;line-height:1.6;}
.sw-progress{height:8px;background:var(--bg2);border-radius:999px;overflow:hidden;margin-bottom:8px;}
.sw-progress-fill{
  height:100%;width:0;background:linear-gradient(135deg,#15803d,#22c55e);
  transition:width .3s var(--ease);
}
.sw-step-num{font-size:.64rem;color:var(--ink3);font-family:var(--font-mono);margin-bottom:12px;}
.sw-body{min-height:210px;}
.sw-hint{
  font-size:.66rem;color:var(--ink3);background:var(--bg2);border:1px solid var(--bdr);
  border-radius:10px;padding:8px 10px;
}
.sw-goal-row{display:flex;justify-content:space-between;align-items:center;font-size:.68rem;color:var(--ink3);}
.sw-goal-row strong{font-size:.82rem;color:var(--ink);}
.sw-summary{
  display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:4px;
}
.sw-summary > div{
  display:flex;justify-content:space-between;gap:8px;
  font-size:.68rem;padding:8px 10px;border-radius:10px;border:1px solid var(--bdr);background:var(--bg2);
}
.sw-summary span{color:var(--ink3);}
.sw-summary strong{color:var(--ink);font-weight:600;}
.sw-actions{display:flex;justify-content:space-between;gap:10px;margin-top:14px;}

.app-shell{position:relative;z-index:1;}

/* ── SHELL ───────────────────────────────────────────────────────── */
.app-shell{display:flex;min-height:100vh;}

/* ── SIDEBAR ─────────────────────────────────────────────────────── */
.sidebar{
  width:228px;min-height:100vh;background:var(--sb-bg);
  border-right:1px solid var(--sb-bdr);
  display:flex;flex-direction:column;
  position:sticky;top:0;height:100vh;overflow-y:auto;
  flex-shrink:0;transition:background .4s var(--ease),border-color .4s var(--ease);z-index:50;
}
.sb-brand{
  display:flex;align-items:center;justify-content:space-between;
  padding:20px 18px 14px;border-bottom:1px solid var(--sb-bdr);
}
.brand-name{
  font-size:1.05rem;font-weight:700;letter-spacing:-0.03em;
  color:var(--sb-act);
  background:linear-gradient(135deg,var(--accent),#16a34a);
  -webkit-background-clip:text;-webkit-text-fill-color:transparent;
  background-clip:text;
}
.brand-name em{font-style:normal;opacity:1;}
.icon-btn{
  width:34px;height:34px;border-radius:var(--r-sm);border:1px solid var(--bdr);
  background:var(--bg2);color:var(--ink2);
  cursor:pointer;font-size:.9rem;display:flex;align-items:center;justify-content:center;
  transition:transform .2s var(--ease-spring),background .2s var(--ease),border-color .2s;
}
.icon-btn:hover{background:var(--accent-soft);color:var(--accent);border-color:var(--accent);transform:scale(1.04);}

.sb-user{
  display:flex;align-items:center;gap:10px;
  padding:14px 18px;border-bottom:1px solid var(--sb-bdr);
}
.u-ava{
  width:36px;height:36px;border-radius:11px;
  background:linear-gradient(135deg,var(--accent),#15803d);
  color:#fff;font-weight:700;font-size:.85rem;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
  box-shadow:0 4px 12px rgba(34,197,94,.35);
}
.u-name{color:var(--sb-act);font-size:.8rem;font-weight:600;}
.u-sub{font-size:.65rem;color:var(--sb-txt);font-family:var(--font-mono);margin-top:1px;}

.sb-links{flex:1;padding:10px 0;}
.sl{
  display:flex;align-items:center;gap:10px;
  padding:10px 16px;margin:2px 10px;border-radius:var(--r-sm);
  color:var(--sb-txt);cursor:pointer;
  transition:all .25s var(--ease);
  text-decoration:none;border-left:none;
  font-size:.78rem;font-weight:500;
}
.sl:hover{color:var(--sb-act);background:var(--sb-hover);}
.sl.active{
  color:var(--accent);font-weight:600;
  background:var(--accent-soft);
  box-shadow:inset 0 0 0 1px rgba(34,197,94,.22);
}
.sl-i{font-size:.88rem;width:20px;text-align:center;flex-shrink:0;}
.sl-badge{
  margin-left:auto;background:var(--red);color:#fff;
  border-radius:10px;padding:1px 6px;font-size:.6rem;
  font-family:var(--font-mono);font-weight:500;
}

.sb-foot{
  padding:16px 18px;border-top:1px solid var(--sb-bdr);
}
.sb-foot-label{font-size:.58rem;color:var(--sb-txt);font-family:var(--font-mono);text-transform:uppercase;letter-spacing:1.2px;margin-bottom:4px;}
.sb-rate{font-size:1.35rem;font-weight:700;color:var(--green);line-height:1;letter-spacing:-0.03em;}
.sb-rate-sub{font-size:.62rem;color:var(--sb-txt);font-family:var(--font-mono);margin-top:3px;}

/* ── MAIN ────────────────────────────────────────────────────────── */
.main-area{flex:1;min-width:0;overflow-y:auto;}
.view{display:none;padding:28px 28px 88px;}
.view.active{display:block;animation:viewIn .45s var(--ease) both;}
@keyframes viewIn{from{opacity:0;transform:translateY(14px);}to{opacity:1;transform:translateY(0);}}

.view-header{
  display:flex;align-items:baseline;justify-content:space-between;
  margin-bottom:24px;flex-wrap:wrap;gap:10px;
}
.view-title{font-size:1.55rem;font-weight:700;color:var(--ink);letter-spacing:-0.03em;}
.view-sub{font-size:.72rem;color:var(--ink3);font-family:var(--font-mono);margin-top:3px;}

/* ── CARDS ───────────────────────────────────────────────────────── */
.card{
  background:var(--surf);border:1px solid var(--bdr);
  border-radius:var(--r);padding:20px 22px;
  box-shadow:var(--shadow);
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s,background .4s var(--ease);
}
.card:hover{box-shadow:var(--shadow-md);}
.card-sm{padding:16px 18px;}
.card-label{
  font-family:var(--font-mono);font-size:.6rem;
  text-transform:uppercase;letter-spacing:1.5px;
  color:var(--ink3);margin-bottom:12px;
}
.card-hero{
  background:var(--hero-bg);color:#fff;border-color:transparent;
  box-shadow:var(--shadow-md);
  transition:background .4s var(--ease),box-shadow .3s;
}
.card-hero .card-label{color:rgba(255,255,255,0.35);}

/* ── GRID LAYOUTS ───────────────────────────────────────────────── */
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.g3-balance-only{grid-template-columns:2fr 1fr;}
.g2{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.g2-6{display:grid;grid-template-columns:1.6fr 1fr;gap:14px;}
.g2-4{display:grid;grid-template-columns:2fr 1fr;gap:14px;}
.section-gap{margin-top:16px;}

/* ── DASHBOARD HERO ─────────────────────────────────────────────── */
.hero-bal{
  font-family:var(--font);font-size:2.5rem;
  font-weight:700;line-height:1;letter-spacing:-0.04em;margin:4px 0 2px;
}
.hero-bal .sym{font-size:1.2rem;vertical-align:super;font-family:var(--font);font-weight:300;opacity:.5;}
.hero-sub{font-size:.68rem;color:rgba(255,255,255,.35);font-family:var(--font-mono);margin-bottom:18px;}
.mini-row{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:14px;}
.mini-cell{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:var(--r-sm);padding:9px 12px;}
.mc-l{font-size:.58rem;color:rgba(255,255,255,.32);font-family:var(--font-mono);text-transform:uppercase;letter-spacing:1px;margin-bottom:3px;}
.mc-v{font-family:var(--font-mono);font-size:.85rem;font-weight:500;color:#fff;}
.mc-v.green{color:#4ade94;} .mc-v.red{color:#ff7070;} .mc-v.amber{color:#fbbf24;}
.prog-track{height:3px;background:rgba(255,255,255,.1);border-radius:99px;overflow:hidden;margin-bottom:5px;}
.prog-fill{height:100%;background:#fff;border-radius:99px;transition:width .6s ease;}
.prog-fill.warn{background:#fbbf24;} .prog-fill.danger{background:#ff7070;}
.prog-label{display:flex;justify-content:space-between;font-size:.62rem;color:rgba(255,255,255,.3);font-family:var(--font-mono);}
.bal-set{display:flex;gap:6px;margin-top:14px;}

/* ── INCOME HERO ─────────────────────────────────────────────────── */
.inc-row{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:10px;}
.inc-cell{
  background:var(--bg2);border:1px solid var(--bdr);
  border-radius:var(--r-sm);padding:12px 14px;
}
.inc-dot{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:6px;}
.inc-label{font-size:.68rem;color:var(--ink2);font-family:var(--font-mono);margin-bottom:4px;}
.inc-val{font-family:var(--font);font-size:1.2rem;color:var(--ink);}
.inc-sub{font-size:.6rem;color:var(--ink3);font-family:var(--font-mono);margin-top:2px;}

/* ── STATS PILLS ─────────────────────────────────────────────────── */
.stats-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;}
.stat-pill{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);padding:14px 16px;box-shadow:var(--shadow);}
.sp-l{font-size:.58rem;color:var(--ink3);text-transform:uppercase;letter-spacing:1.2px;font-family:var(--font-mono);margin-bottom:5px;}
.sp-v{font-family:var(--font);font-size:1.35rem;color:var(--ink);font-weight:700;letter-spacing:-0.02em;}
.sp-v.green{color:var(--green);} .sp-v.red{color:var(--red);}

/* ── CHARTS ──────────────────────────────────────────────────────── */
.chart-box{position:relative;height:180px;}
.chart-box-sm{position:relative;height:150px;}
.chart-box-lg{position:relative;height:220px;}

/* ── HEATMAP ─────────────────────────────────────────────────────── */
.heatmap-grid{
  display:grid;grid-template-columns:repeat(15,1fr);gap:3px;
  margin-top:10px;
}
.hm-cell{
  aspect-ratio:1;border-radius:3px;
  background:var(--bg2);border:1px solid var(--bdr);
  cursor:default;transition:transform .1s;position:relative;
}
.hm-cell:hover{transform:scale(1.3);z-index:5;}
.hm-0{background:var(--bg2);}
.hm-1{background:#c8e6d5;border-color:#b0d8c2;}
.hm-2{background:#7ec8a0;border-color:#60b888;}
.hm-3{background:#2a9b5e;border-color:#1a8c4e;}
.hm-4{background:#1a6640;border-color:#0f4a2e;}
[data-theme="dark"] .hm-1{background:#1a3d2a;border-color:#254d34;}
[data-theme="dark"] .hm-2{background:#1a5c3a;border-color:#1d7044;}
[data-theme="dark"] .hm-3{background:#1a7848;border-color:#1a9955;}
[data-theme="dark"] .hm-4{background:#1a8c50;border-color:#1aad64;}
.hm-label{font-size:.58rem;color:var(--ink3);font-family:var(--font-mono);}
.hm-legend{display:flex;align-items:center;gap:6px;margin-top:8px;justify-content:flex-end;}
.hm-leg-cell{width:10px;height:10px;border-radius:2px;}
.hm-leg-txt{font-size:.58rem;color:var(--ink3);font-family:var(--font-mono);}

/* ── CATEGORY BARS ───────────────────────────────────────────────── */
.cat-list{display:flex;flex-direction:column;gap:10px;}
.cat-row{display:flex;align-items:center;gap:10px;}
.cat-dot{width:7px;height:7px;border-radius:50%;flex-shrink:0;}
.cat-name{font-size:.72rem;color:var(--ink2);width:90px;flex-shrink:0;font-family:var(--font-mono);}
.cat-track{flex:1;height:4px;background:var(--bg2);border-radius:99px;overflow:hidden;}
.cat-fill{height:100%;border-radius:99px;transition:width .5s ease;}
.cat-pct{font-size:.65rem;color:var(--ink3);font-family:var(--font-mono);width:28px;text-align:right;flex-shrink:0;}
.cat-amt{font-size:.7rem;color:var(--ink);font-family:var(--font-mono);width:60px;text-align:right;flex-shrink:0;font-weight:500;}

/* ── BUDGET VIEW ─────────────────────────────────────────────────── */
.budget-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px;}
.budget-card{
  background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);
  padding:16px 18px;box-shadow:var(--shadow);
  transition:background .25s,border-color .25s;
}
.bc-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px;}
.bc-ico{font-size:1.1rem;}
.bc-cat{font-size:.75rem;font-weight:600;color:var(--ink);}
.bc-prog{height:6px;background:var(--bg2);border-radius:99px;overflow:hidden;margin-bottom:8px;}
.bc-prog-fill{height:100%;border-radius:99px;transition:width .5s ease;}
.bc-nums{display:flex;justify-content:space-between;align-items:baseline;}
.bc-spent{font-family:var(--font-mono);font-size:.78rem;font-weight:500;color:var(--ink);}
.bc-limit{font-family:var(--font-mono);font-size:.65rem;color:var(--ink3);}
.bc-edit{
  display:flex;gap:5px;margin-top:10px;
}
.bc-warn{font-size:.62rem;font-family:var(--font-mono);margin-top:5px;}

/* ── TRANSACTIONS ───────────────────────────────────────────────── */
.tx-toolbar{
  display:flex;align-items:center;gap:10px;margin-bottom:14px;flex-wrap:wrap;
}
.filter-row{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:14px;}
.fc{
  font-size:.66rem;padding:4px 10px;border-radius:20px;
  border:1px solid var(--bdr);background:var(--bg2);
  color:var(--ink2);cursor:pointer;transition:all .15s;
  font-family:var(--font-mono);letter-spacing:.3px;
}
.fc:hover,.fc.on{background:var(--ink);color:#fff;border-color:var(--ink);}
.month-nav{display:flex;align-items:center;gap:10px;margin-bottom:14px;}
.mnav-btn{
  width:28px;height:28px;border-radius:50%;border:1px solid var(--bdr);
  background:var(--surf);color:var(--ink2);cursor:pointer;font-size:.9rem;
  display:flex;align-items:center;justify-content:center;transition:all .15s;
}
.mnav-btn:hover{background:var(--ink);color:#fff;border-color:var(--ink);}
.mnav-label{font-family:var(--font);font-size:.92rem;color:var(--ink);}
.mnav-total{font-family:var(--font-mono);font-size:.65rem;color:var(--ink3);margin-left:auto;}

.tx-scroll{display:flex;flex-direction:column;max-height:600px;overflow-y:auto;padding-right:2px;}
.tx-scroll::-webkit-scrollbar{width:3px;}
.tx-scroll::-webkit-scrollbar-thumb{background:var(--bdr2);border-radius:99px;}
.day-sep{
  display:flex;align-items:center;justify-content:space-between;
  padding:9px 0 5px;font-family:var(--font-mono);
  font-size:.6rem;color:var(--ink3);text-transform:uppercase;letter-spacing:1px;
  border-top:1px solid var(--bdr);margin-top:5px;
}
.day-sep:first-child{border-top:none;margin-top:0;}
.day-sep-amt{color:var(--ink2);font-weight:500;}
.tx-item{
  display:flex;align-items:center;gap:11px;
  padding:10px 10px;border-radius:var(--r-sm);
  transition:background .1s;cursor:default;
  animation:txIn .2s ease;
}
@keyframes txIn{from{opacity:0;transform:translateX(-8px);}to{opacity:1;transform:translateX(0);}}
.tx-item:hover{background:var(--bg);}
.tx-ico{
  width:34px;height:34px;border-radius:9px;
  display:flex;align-items:center;justify-content:center;
  font-size:.88rem;flex-shrink:0;
  border:1px solid var(--bdr);background:var(--bg2);
}
.tx-body{flex:1;min-width:0;}
.tx-name{font-size:.8rem;font-weight:500;color:var(--ink);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;}
.tx-sub{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);margin-top:1px;}
.tx-note{font-size:.62rem;color:var(--ink2);font-style:italic;margin-top:2px;}
.tx-right{display:flex;align-items:center;gap:6px;flex-shrink:0;}
.tx-amt{font-family:var(--font-mono);font-size:.8rem;font-weight:500;color:var(--ink);}
.tx-del{
  opacity:0;background:none;border:none;color:var(--ink4);
  cursor:pointer;font-size:.7rem;transition:all .15s;
  padding:4px;border-radius:4px;line-height:1;
}
.tx-item:hover .tx-del{opacity:1;}
.tx-del:hover{color:var(--red);background:#fff5f5;}
[data-theme="dark"] .tx-del:hover{background:rgba(232,64,64,.15);}

/* ── FORMS ───────────────────────────────────────────────────────── */
.field{
  width:100%;background:var(--bg);border:1px solid var(--bdr);
  border-radius:var(--r-sm);padding:8px 11px;
  font-family:var(--font);font-size:.8rem;color:var(--ink);
  outline:none;transition:border-color .15s,background .15s;
}
.field:focus{border-color:var(--ink);background:var(--surf);}
.field::placeholder{color:var(--ink4);}
select.field{cursor:pointer;}
select.field option{background:var(--surf);color:var(--ink);}
.field-dark{
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);color:#fff;
}
.field-dark::placeholder{color:rgba(255,255,255,.3);}
.field-dark:focus{border-color:rgba(255,255,255,.4);background:rgba(255,255,255,.12);}
.fl{font-size:.6rem;color:var(--ink3);text-transform:uppercase;letter-spacing:1px;font-family:var(--font-mono);margin-bottom:4px;}
.form-stack{display:flex;flex-direction:column;gap:9px;}
.form-2{display:grid;grid-template-columns:1fr 1fr;gap:9px;}
.form-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:9px;}

.btn{
  padding:8px 14px;border-radius:var(--r-sm);border:1px solid transparent;
  cursor:pointer;font-family:var(--font);font-weight:600;
  font-size:.76rem;transition:all .25s var(--ease);white-space:nowrap;letter-spacing:.2px;
}
.btn-ink{background:linear-gradient(135deg,#15803d,#22c55e);color:#fff;border-color:transparent;}
.btn-ink:hover{opacity:.92;transform:translateY(-1px);box-shadow:0 4px 14px rgba(34,197,94,.35);}
.btn-outline{background:transparent;color:var(--ink2);border-color:var(--bdr2);}
.btn-outline:hover{border-color:var(--ink);color:var(--ink);background:var(--bg);}
.btn-white{background:#fff;color:var(--ink);border-color:rgba(255,255,255,.25);}
.btn-white:hover{background:rgba(255,255,255,.9);}
.btn-ghost-red{background:transparent;color:var(--red);border-color:#fce4e4;}
.btn-ghost-red:hover{background:#fff5f5;}
.btn-green{background:var(--green);color:#fff;border-color:var(--green);}
.btn-green:hover{opacity:.85;}
.btn-full{width:100%;justify-content:center;display:flex;align-items:center;gap:6px;padding:10px;}
.btn-sm{padding:5px 11px;font-size:.7rem;}
.btn-xs{padding:3px 8px;font-size:.65rem;}

/* ── INCOME VIEW ─────────────────────────────────────────────────── */
.income-sources{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px;margin-bottom:18px;}
.src-card{
  background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);
  padding:16px 18px;box-shadow:var(--shadow);position:relative;
}
.src-amt{font-family:var(--font);font-size:1.5rem;color:var(--ink);margin:6px 0 2px;}
.src-meta{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);}
.src-badge{
  display:inline-block;padding:2px 8px;border-radius:4px;
  font-size:.6rem;font-family:var(--font-mono);font-weight:500;
  border:1px solid;margin-top:6px;
}

.income-log{display:flex;flex-direction:column;gap:0;}
.inc-log-item{
  display:flex;align-items:center;gap:12px;
  padding:11px 12px;border-radius:var(--r-sm);
  transition:background .1s;animation:txIn .2s ease;
}
.inc-log-item:hover{background:var(--bg);}
.inc-log-ico{
  width:32px;height:32px;border-radius:8px;
  display:flex;align-items:center;justify-content:center;
  font-size:.85rem;flex-shrink:0;
  border:1px solid var(--bdr);background:var(--bg2);
}
.inc-log-body{flex:1;min-width:0;}
.inc-log-name{font-size:.8rem;font-weight:500;color:var(--ink);}
.inc-log-sub{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);}
.inc-log-amt{font-family:var(--font-mono);font-size:.8rem;font-weight:500;color:var(--green);}

/* ── GOALS ───────────────────────────────────────────────────────── */
.goals-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px;}
.goal-card{
  background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);
  padding:18px 20px;box-shadow:var(--shadow);
}
.goal-emoji{font-size:1.6rem;margin-bottom:8px;}
.goal-name{font-family:var(--font);font-size:1rem;color:var(--ink);margin-bottom:3px;}
.goal-target{font-size:.65rem;color:var(--ink3);font-family:var(--font-mono);margin-bottom:12px;}
.goal-prog{height:6px;background:var(--bg2);border-radius:99px;overflow:hidden;margin-bottom:8px;}
.goal-fill{height:100%;border-radius:99px;background:var(--green);transition:width .6s ease;}
.goal-meta{display:flex;justify-content:space-between;font-family:var(--font-mono);font-size:.65rem;color:var(--ink3);}
.goal-actions{display:flex;gap:6px;margin-top:12px;}

/* ── LENT MONEY ──────────────────────────────────────────────────── */
.lent-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px;}
.lent-stat{background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);padding:14px;box-shadow:var(--shadow);}
.lent-stat-l{font-size:.58rem;color:var(--ink3);text-transform:uppercase;letter-spacing:1px;font-family:var(--font-mono);}
.lent-stat-v{font-family:var(--font);font-size:1.35rem;color:var(--ink);margin-top:4px;}
.lent-stat-v.warn{color:var(--amber);}
.lent-stat-v.red{color:var(--red);}
.lent-list{display:flex;flex-direction:column;gap:10px;}
.lent-card{
  background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);
  padding:16px 18px;box-shadow:var(--shadow);
}
.lent-card.overdue{border-color:rgba(232,64,64,.35);background:rgba(232,64,64,.03);}
.lent-card.due-soon{border-color:rgba(201,124,26,.35);background:rgba(201,124,26,.04);}
.lent-card.repaid{opacity:.72;}
.lent-head{display:flex;align-items:flex-start;justify-content:space-between;gap:10px;margin-bottom:10px;}
.lent-person{font-family:var(--font);font-size:1.05rem;color:var(--ink);}
.lent-amt{font-family:var(--font-mono);font-size:.95rem;font-weight:600;color:var(--ink);}
.lent-meta{font-size:.68rem;color:var(--ink3);font-family:var(--font-mono);line-height:1.5;}
.lent-remind{
  margin-top:10px;padding:8px 10px;border-radius:var(--r-sm);
  font-size:.72rem;color:var(--ink2);background:var(--bg2);border:1px solid var(--bdr);
}
.lent-remind.urgent{border-color:rgba(232,64,64,.25);background:rgba(232,64,64,.06);color:var(--red);}
.lent-actions{display:flex;flex-wrap:wrap;gap:6px;margin-top:12px;}
@media (max-width:900px){.lent-summary{grid-template-columns:1fr;}}
.incoming-list{display:flex;flex-direction:column;gap:8px;margin-top:10px;}
.incoming-item{
  display:flex;align-items:center;justify-content:space-between;
  background:var(--bg2);border:1px solid var(--bdr);border-radius:var(--r-sm);
  padding:10px 12px;
}
.incoming-item .inc-name{font-size:.7rem;color:var(--ink2);font-family:var(--font-mono);}
.incoming-item .inc-date{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);margin-top:2px;}
.incoming-item .inc-amt{font-family:var(--font);font-size:1rem;color:var(--ink);}

/* ── EMI ─────────────────────────────────────────────────────────── */
.emi-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:12px;}
.emi-card{
  background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r);
  padding:16px 18px;box-shadow:var(--shadow);
}
.emi-name{font-size:.85rem;font-weight:600;color:var(--ink);margin-bottom:2px;}
.emi-amt-row{display:flex;align-items:baseline;gap:6px;margin:8px 0;}
.emi-monthly{font-family:var(--font);font-size:1.3rem;color:var(--ink);}
.emi-sub{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);}
.emi-prog{height:4px;background:var(--bg2);border-radius:99px;overflow:hidden;margin:10px 0 6px;}
.emi-prog-fill{height:100%;border-radius:99px;background:var(--blue);transition:width .5s;}
.emi-meta{display:flex;justify-content:space-between;font-family:var(--font-mono);font-size:.62rem;color:var(--ink3);}

/* ── RECURRING ───────────────────────────────────────────────────── */
.rec-list{display:flex;flex-direction:column;gap:0;}
.rec-item{
  display:flex;align-items:center;gap:12px;
  padding:10px 12px;border-radius:var(--r-sm);transition:background .1s;
}
.rec-item:hover{background:var(--bg);}
.rec-ico{
  width:32px;height:32px;border-radius:8px;
  display:flex;align-items:center;justify-content:center;font-size:.85rem;
  border:1px solid var(--bdr);background:var(--bg2);flex-shrink:0;
}
.rec-body{flex:1;min-width:0;}
.rec-name{font-size:.8rem;font-weight:500;color:var(--ink);}
.rec-meta{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);}
.rec-amt{font-family:var(--font-mono);font-size:.8rem;font-weight:500;color:var(--ink);}
.toggle-switch{position:relative;width:32px;height:18px;flex-shrink:0;}
.toggle-switch input{opacity:0;width:0;height:0;}
.toggle-track{
  position:absolute;inset:0;border-radius:99px;
  background:var(--bdr2);cursor:pointer;transition:background .2s;
}
.toggle-track::after{
  content:'';position:absolute;width:13px;height:13px;border-radius:50%;
  background:#fff;top:2.5px;left:2.5px;transition:transform .2s;
}
.toggle-switch input:checked + .toggle-track{background:var(--green);}
.toggle-switch input:checked + .toggle-track::after{transform:translateX(14px);}

/* ── SETTINGS ────────────────────────────────────────────────────── */
.settings-section{margin-bottom:24px;}
.settings-title{font-family:var(--font);font-size:1rem;color:var(--ink);margin-bottom:12px;padding-bottom:8px;border-bottom:1px solid var(--bdr);}
.settings-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:12px 0;border-bottom:1px solid var(--bdr);
}
.settings-row:last-child{border-bottom:none;}
.sr-label{font-size:.8rem;color:var(--ink);font-weight:500;}
.sr-sub{font-size:.67rem;color:var(--ink3);margin-top:2px;}
.bank-list{display:flex;flex-direction:column;gap:8px;margin-top:10px;}
.bank-item{
  display:flex;gap:10px;align-items:center;background:var(--bg2);
  border:1px solid var(--bdr);border-radius:var(--r-sm);padding:10px 12px;
}
.bank-item-name{font-size:.75rem;color:var(--ink);font-weight:600;}
.bank-item-sub{font-size:.62rem;color:var(--ink3);font-family:var(--font-mono);}
.bank-total{
  margin-top:8px;padding:10px 12px;border-radius:var(--r-sm);
  background:rgba(26,140,78,.08);border:1px solid rgba(26,140,78,.2);
  font-size:.75rem;color:var(--ink2);
}
.manage-tx-list{display:flex;flex-direction:column;gap:6px;margin-top:10px;max-height:280px;overflow:auto;}
.manage-tx-item{
  display:flex;align-items:center;gap:10px;justify-content:space-between;
  border:1px solid var(--bdr);background:var(--bg2);border-radius:var(--r-sm);padding:8px 10px;
}

/* ── MODAL ───────────────────────────────────────────────────────── */
.modal-overlay{
  position:fixed;inset:0;background:rgba(0,0,0,.45);z-index:200;
  display:flex;align-items:flex-end;justify-content:center;
  animation:fadeIn .2s ease;
}
@keyframes fadeIn{from{opacity:0;}to{opacity:1;}}
.modal-overlay.hidden{display:none;}
.modal-card{
  background:var(--surf);border-radius:var(--r-lg) var(--r-lg) 0 0;
  padding:24px 24px 30px;width:100%;max-width:520px;
  animation:slideUp .25s cubic-bezier(.4,0,.2,1);
  max-height:90vh;overflow-y:auto;
}
@keyframes slideUp{from{transform:translateY(60px);opacity:0;}to{transform:translateY(0);opacity:1;}}
.modal-handle{
  width:36px;height:3px;border-radius:99px;background:var(--bdr2);
  margin:0 auto 20px;cursor:pointer;
}
.modal-title{font-family:var(--font);font-size:1.2rem;color:var(--ink);margin-bottom:18px;}
.cat-quick{display:grid;grid-template-columns:repeat(4,1fr);gap:7px;margin-bottom:4px;}
.cq-btn{
  padding:8px 4px;border-radius:var(--r-sm);border:1px solid var(--bdr);
  background:var(--bg2);cursor:pointer;text-align:center;
  font-size:.65rem;color:var(--ink2);transition:all .15s;
  display:flex;flex-direction:column;align-items:center;gap:3px;
}
.cq-btn .cq-ico{font-size:1rem;}
.cq-btn.sel,.cq-btn:hover{border-color:var(--ink);background:var(--ink);color:#fff;}

/* ── FAB ─────────────────────────────────────────────────────────── */
.fab{
  position:fixed;bottom:28px;right:28px;
  width:52px;height:52px;border-radius:50%;
  background:var(--ink);color:#fff;border:none;cursor:pointer;
  font-size:1.5rem;font-weight:300;
  box-shadow:0 6px 24px rgba(0,0,0,.25);
  display:flex;align-items:center;justify-content:center;
  z-index:100;transition:all .2s;
}
.fab:hover{transform:scale(1.08);box-shadow:0 10px 32px rgba(0,0,0,.3);}
.fab:active{transform:scale(.96);}

/* ── TOAST ───────────────────────────────────────────────────────── */
.toast{
  position:fixed;bottom:90px;right:24px;z-index:999;
  background:var(--ink);color:#fff;
  border-radius:var(--r-sm);padding:10px 16px;
  font-size:.76rem;font-weight:500;
  box-shadow:var(--shadow-md);
  transform:translateY(60px);opacity:0;
  transition:all .25s cubic-bezier(.4,0,.2,1);
  pointer-events:none;
  max-width:260px;
}
.toast.show{transform:translateY(0);opacity:1;pointer-events:auto;}
.toast.err{background:var(--red);}
.toast.ok{background:var(--green);}

/* ── EMPTY STATE ─────────────────────────────────────────────────── */
.empty{text-align:center;padding:40px 20px;color:var(--ink3);}
.empty .ei{font-size:2rem;margin-bottom:10px;}
.empty p{font-size:.76rem;}

/* ── UTILS ───────────────────────────────────────────────────────── */
.tag{
  display:inline-block;padding:1px 7px;border-radius:4px;
  font-size:.58rem;font-family:var(--font-mono);
  letter-spacing:.3px;font-weight:500;border:1px solid;
}
.tag-green{color:var(--green);border-color:rgba(26,140,78,.25);background:rgba(26,140,78,.06);}
.tag-red{color:var(--red);border-color:rgba(232,64,64,.25);background:rgba(232,64,64,.06);}
.tag-amber{color:var(--amber);border-color:rgba(201,124,26,.25);background:rgba(201,124,26,.06);}
.tag-blue{color:var(--blue);border-color:rgba(26,92,232,.25);background:rgba(26,92,232,.06);}
.flex-between{display:flex;align-items:center;justify-content:space-between;}
.flex-gap{display:flex;align-items:center;gap:8px;}
.sr-only{display:none;}
.divider{height:1px;background:var(--bdr);margin:16px 0;}
.search-wrap{position:relative;}
.search-wrap input{padding-left:28px;}
.search-ico{position:absolute;left:9px;top:50%;transform:translateY(-50%);color:var(--ink3);font-size:.8rem;pointer-events:none;}

/* ── IMPORT ──────────────────────────────────────────────────────── */
.drop-zone{
  border:1.5px dashed var(--bdr2);border-radius:var(--r-sm);
  padding:18px;text-align:center;cursor:pointer;
  transition:all .15s;color:var(--ink3);
}
.drop-zone:hover{border-color:var(--ink);color:var(--ink2);background:var(--bg);}
.dz-text{font-size:.75rem;} .dz-sub{font-size:.62rem;color:var(--ink4);margin-top:3px;font-family:var(--font-mono);}

/* ── AI COACH · Premium chat ─────────────────────────────────────── */
@keyframes aiSlideUp{from{opacity:0;transform:translateY(24px) scale(.97);}to{opacity:1;transform:translateY(0) scale(1);}}
@keyframes aiMsgIn{from{opacity:0;transform:translateY(10px);}to{opacity:1;transform:translateY(0);}}
@keyframes aiFabPulse{0%,100%{box-shadow:0 8px 32px rgba(99,102,241,.35);}50%{box-shadow:0 8px 44px rgba(124,58,237,.5);}}
@keyframes aiTyping{0%,80%,100%{opacity:.25;transform:translateY(0);}40%{opacity:1;transform:translateY(-3px);}}
@keyframes aiShimmer{0%{background-position:200% center;}100%{background-position:-200% center;}}

.ai-overlay{
  position:fixed;inset:0;background:rgba(10,10,8,.35);backdrop-filter:blur(4px);
  z-index:299;opacity:0;pointer-events:none;transition:opacity .35s ease;
}
.ai-overlay.on{opacity:1;pointer-events:auto;}

.ai-fab{
  position:fixed;bottom:92px;right:28px;width:56px;height:56px;border-radius:18px;
  background:linear-gradient(145deg,#14532d 0%,#16a34a 55%,#22c55e 100%);
  color:#fff;border:none;cursor:pointer;font-size:1.25rem;
  box-shadow:0 8px 32px rgba(34,197,94,.35);z-index:99;
  display:flex;align-items:center;justify-content:center;
  transition:transform .35s var(--ease-spring),box-shadow .25s;
  animation:aiFabPulse 3s ease-in-out infinite;
}
.ai-fab:hover{transform:scale(1.06) translateY(-2px);}
.ai-fab.panel-open{transform:scale(.9);opacity:0;pointer-events:none;}
.ai-fab.has-alert::after{
  content:'';position:absolute;top:6px;right:6px;width:9px;height:9px;
  background:#ff5c5c;border-radius:50%;border:2px solid #fff;
}

.ai-panel{
  position:fixed;bottom:20px;right:20px;width:400px;max-width:calc(100vw - 24px);
  height:min(88vh,680px);z-index:300;display:flex;flex-direction:column;
  opacity:0;pointer-events:none;transform:translateY(20px) scale(.96);
  transition:opacity .4s cubic-bezier(.22,1,.36,1),transform .45s cubic-bezier(.22,1,.36,1);
}
.ai-panel.open{opacity:1;pointer-events:auto;transform:translateY(0) scale(1);}
.ai-panel-inner{
  flex:1;display:flex;flex-direction:column;min-height:0;
  background:var(--surf);backdrop-filter:blur(20px) saturate(1.3);
  border:1px solid var(--bdr);border-radius:24px;
  box-shadow:var(--shadow-md);
  overflow:hidden;
  transition:background .4s var(--ease),border-color .4s;
}

.ai-panel-head{
  position:relative;padding:20px 20px 16px;flex-shrink:0;overflow:hidden;
  background:var(--hero-bg);
  color:#fff;
}
.ai-panel-head::before{
  content:'';position:absolute;inset:0;
  background:radial-gradient(ellipse 80% 60% at 100% 0%,rgba(124,92,252,.35),transparent 55%),
             radial-gradient(ellipse 60% 50% at 0% 100%,rgba(26,92,232,.25),transparent 50%);
  pointer-events:none;
}
.ai-head-row{position:relative;display:flex;align-items:center;justify-content:space-between;gap:12px;}
.ai-panel-head .ai-title{font-size:1.1rem;font-weight:700;letter-spacing:-0.02em;}
.ai-panel-head .ai-sub{font-size:.62rem;opacity:.55;font-family:var(--font-mono);margin-top:3px;}
.ai-head-actions{display:flex;gap:6px;align-items:center;}
.ai-close,.ai-ghost-btn{
  width:32px;height:32px;border-radius:10px;border:1px solid rgba(255,255,255,.15);
  background:rgba(255,255,255,.08);color:#fff;cursor:pointer;font-size:.85rem;
  display:flex;align-items:center;justify-content:center;
  transition:background .2s var(--ease),transform .2s var(--ease-spring);
}
.ai-close:hover,.ai-ghost-btn:hover{background:rgba(255,255,255,.18);transform:scale(1.05);}
.ai-ghost-btn.danger:hover{background:rgba(220,38,38,.35);border-color:rgba(248,113,113,.5);}
.ai-msgs-wrap{flex:1;min-height:0;overflow:hidden;position:relative;}
.ai-msgs-wrap::before{
  content:'';position:absolute;top:0;left:0;right:0;height:20px;
  background:linear-gradient(var(--surf),transparent);z-index:2;pointer-events:none;opacity:.9;
}
.ai-msgs{
  height:100%;overflow-y:auto;padding:16px 18px 12px;
  display:flex;flex-direction:column;gap:12px;
  scroll-behavior:smooth;
}
.ai-msg{
  max-width:88%;padding:12px 15px;font-size:.8rem;line-height:1.55;
  animation:aiMsgIn .4s cubic-bezier(.22,1,.36,1) both;
}
.ai-msg.bot{
  align-self:flex-start;background:var(--bg2);color:var(--ink);
  border-radius:18px 18px 18px 4px;border:1px solid var(--bdr);
  box-shadow:0 2px 8px rgba(0,0,0,.04);
}
.ai-msg.user{
  align-self:flex-end;color:#fff;
  background:linear-gradient(135deg,#15803d,#22c55e);
  border-radius:18px 18px 4px 18px;
  box-shadow:0 4px 16px rgba(34,197,94,.25);
}

.ai-typing{display:flex;gap:4px;padding:14px 18px;align-self:flex-start;}
.ai-typing span{
  width:6px;height:6px;border-radius:50%;background:var(--ink3);
  animation:aiTyping 1.2s ease-in-out infinite;
}
.ai-typing span:nth-child(2){animation-delay:.15s;}
.ai-typing span:nth-child(3){animation-delay:.3s;}

.ai-quick{
  display:flex;flex-wrap:nowrap;gap:8px;padding:8px 16px 4px;
  overflow-x:auto;scrollbar-width:none;-ms-overflow-style:none;
}
.ai-quick::-webkit-scrollbar{display:none;}
.ai-qchip{
  flex-shrink:0;padding:7px 14px;border-radius:99px;
  border:1px solid var(--bdr);background:var(--surf);
  font-size:.68rem;font-weight:500;color:var(--ink2);cursor:pointer;
  transition:transform .2s cubic-bezier(.34,1.56,.64,1),border-color .15s,background .15s;
  white-space:nowrap;box-shadow:0 1px 4px rgba(0,0,0,.04);
}
.ai-qchip:hover{transform:translateY(-1px);border-color:var(--ink);color:var(--ink);}

.ai-input-wrap{
  padding:12px 14px 16px;border-top:1px solid var(--bdr);
  background:var(--surf);flex-shrink:0;
}
.ai-input-row{
  display:flex;gap:8px;align-items:flex-end;
  background:var(--bg2);border:1px solid var(--bdr);border-radius:16px;
  padding:6px 6px 6px 14px;transition:border-color .2s,box-shadow .2s;
}
.ai-input-row:focus-within{
  border-color:var(--accent);
  box-shadow:0 0 0 3px var(--accent-soft);
}
.ai-input-row textarea{
  flex:1;resize:none;border:none;background:transparent;
  padding:8px 0;font-family:var(--font);font-size:.8rem;
  color:var(--ink);min-height:38px;max-height:100px;outline:none;line-height:1.4;
}
.ai-icon-btn{
  width:38px;height:38px;border-radius:12px;border:none;
  background:var(--bg);cursor:pointer;font-size:.95rem;flex-shrink:0;
  display:flex;align-items:center;justify-content:center;
  transition:transform .2s cubic-bezier(.34,1.56,.64,1),background .15s;
  color:var(--ink2);
}
.ai-icon-btn:hover{background:var(--bdr);color:var(--ink);}
.ai-icon-btn.send{
  background:linear-gradient(135deg,#15803d,#22c55e);color:#fff;
}
.ai-icon-btn.send:hover{transform:scale(1.05);}
.ai-icon-btn.recording{background:var(--red);color:#fff;animation:aiTyping 1s infinite;}

.ai-goal-bar{
  position:relative;margin-top:10px;padding:8px 12px;border-radius:10px;
  background:rgba(255,255,255,.1);font-size:.62rem;font-family:var(--font-mono);
  color:rgba(255,255,255,.9);display:flex;justify-content:space-between;
}

.ai-toolbar{
  display:flex;gap:8px;padding:0 16px 6px;flex-shrink:0;
}
.ai-toolbar-btn{
  display:inline-flex;align-items:center;gap:6px;padding:8px 14px;
  border-radius:12px;border:1px dashed var(--bdr2);background:var(--surf);
  font-size:.7rem;font-weight:600;color:var(--ink);cursor:pointer;
  font-family:var(--font);transition:all .2s cubic-bezier(.34,1.56,.64,1);
}
.ai-toolbar-btn:hover{
  border-color:var(--purple);color:var(--purple);background:rgba(34,197,94,.08);
  transform:translateY(-1px);
}
.ai-toolbar-btn svg,.ai-toolbar-btn .ico{font-size:1rem;line-height:1;}

.ai-receipt-card{
  border:1.5px dashed var(--bdr2);border-radius:var(--r);
  padding:20px;text-align:center;cursor:pointer;
  background:var(--bg2);transition:all .2s;
}
.ai-receipt-card:hover{border-color:var(--purple);background:rgba(34,197,94,.06);}
.ai-receipt-card .rc-ico{font-size:2rem;margin-bottom:8px;}
.ai-receipt-card .rc-title{font-size:.85rem;font-weight:600;color:var(--ink);margin-bottom:4px;}
.ai-receipt-card .rc-sub{font-size:.68rem;color:var(--ink3);line-height:1.45;}
.ai-score-card{
  background:var(--hero-bg);
  color:#fff;border-radius:var(--r);padding:18px 20px;margin-bottom:14px;
  box-shadow:var(--shadow-md);
}
.chat-xml-hint{font-size:.68rem;color:var(--ink3);line-height:1.5;margin-bottom:12px;}
.chat-xml-hint code{font-family:var(--font-mono);font-size:.62rem;background:var(--bg2);padding:2px 6px;border-radius:4px;}
.chat-xml-actions{display:flex;flex-wrap:wrap;gap:8px;}
.ai-score-big{font-family:var(--font);font-size:2.8rem;line-height:1;}
.ai-score-bars{display:grid;gap:8px;margin-top:14px;}
.ai-sbar-row{display:flex;align-items:center;gap:8px;font-size:.62rem;}
.ai-sbar-l{width:90px;opacity:.55;font-family:var(--font-mono);}
.ai-sbar-t{flex:1;height:4px;background:rgba(255,255,255,.12);border-radius:99px;overflow:hidden;}
.ai-sbar-f{height:100%;border-radius:99px;background:#4ade94;}
.ai-sbar-v{width:28px;text-align:right;font-family:var(--font-mono);}
.ai-battle-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;}
.ai-badge{
  display:inline-flex;align-items:center;gap:4px;padding:3px 8px;border-radius:99px;
  font-size:.58rem;font-family:var(--font-mono);border:1px solid var(--bdr);
  background:var(--bg2);color:var(--ink2);margin:2px;
}
.ai-badge.earned{border-color:var(--green);color:var(--green);background:rgba(26,140,78,.08);}
.ai-notif-strip{
  background:rgba(232,64,64,.06);border:1px solid rgba(232,64,64,.2);
  border-radius:var(--r-sm);padding:10px 12px;margin-bottom:12px;font-size:.72rem;color:var(--ink2);
}
.ai-tool-card{
  background:var(--bg2);border:1px solid var(--bdr);border-radius:var(--r-sm);
  padding:12px 14px;margin-bottom:10px;
}
.ai-tool-card h4{font-size:.78rem;font-weight:600;color:var(--ink);margin-bottom:3px;}
.ai-tool-card p{font-size:.65rem;color:var(--ink3);line-height:1.45;}
/* ── SAVINGS GOAL UI ─────────────────────────────────────────────── */
.goal-target-card{
  background:var(--surf);border:1px solid var(--bdr);border-radius:var(--r-lg);
  padding:22px 24px;box-shadow:var(--shadow);margin-bottom:16px;
}
.goal-target-card .gtc-label{
  font-family:var(--font-mono);font-size:.6rem;text-transform:uppercase;
  letter-spacing:1.4px;color:var(--ink3);margin-bottom:14px;
}
.goal-target-card .gtc-main{display:flex;align-items:center;gap:20px;flex-wrap:wrap;}
.goal-target-card .gtc-pct{
  font-family:var(--font);font-size:3rem;line-height:1;
  color:var(--ink);min-width:100px;
}
.goal-target-card .gtc-pct span{font-size:1.2rem;color:var(--ink3);font-family:var(--font);font-weight:400;}
.goal-target-card .gtc-slider-wrap{flex:1;min-width:180px;}
.goal-target-card .gtc-desc{font-size:.75rem;color:var(--ink2);line-height:1.5;margin-top:12px;}
.goal-target-card .gtc-status{
  margin-top:14px;padding:12px 14px;border-radius:var(--r-sm);
  font-size:.78rem;line-height:1.5;color:var(--ink);
}
.goal-target-card .gtc-status.on-track{background:rgba(26,140,78,.08);border:1px solid rgba(26,140,78,.2);}
.goal-target-card .gtc-status.behind{background:rgba(232,64,64,.06);border:1px solid rgba(232,64,64,.18);}
.goal-target-card .gtc-status strong{color:var(--ink);font-weight:600;}
.goal-target-card .gtc-status.on-track strong{color:var(--green);}
.goal-target-card .gtc-status.behind strong{color:var(--red);}
.goal-pct-row{display:flex;align-items:center;gap:14px;}
.goal-pct-row input[type=range]{
  flex:1;height:6px;-webkit-appearance:none;appearance:none;
  background:var(--bg2);border-radius:99px;outline:none;
}
.goal-pct-row input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;width:18px;height:18px;border-radius:50%;
  background:var(--green);border:2px solid var(--surf);cursor:pointer;
  box-shadow:0 2px 8px rgba(26,140,78,.35);
}
.goal-pct-row input[type=range]::-moz-range-thumb{
  width:18px;height:18px;border-radius:50%;background:var(--green);
  border:2px solid var(--surf);cursor:pointer;
}
.goal-pct-input{
  width:64px;text-align:center;font-family:var(--font-mono);
  font-size:.85rem;font-weight:600;color:var(--ink);
}
.gtc-ticks{display:flex;justify-content:space-between;margin-top:6px;
  font-size:.58rem;color:var(--ink4);font-family:var(--font-mono);}

/* ── AI VIEW · readable text ─────────────────────────────────────── */
#view-ai .insight-body{font-size:.8rem;color:var(--ink2);line-height:1.65;}
#view-ai .insight-body strong{color:var(--ink);font-weight:600;}
#view-ai .card .card-label{color:var(--ink3);}
#view-ai .ai-notif-strip{color:var(--ink2);font-size:.78rem;line-height:1.55;
  background:rgba(232,64,64,.06);border:1px solid rgba(232,64,64,.15);}
#view-ai .battle-meta{font-size:.78rem;color:var(--ink2);}
#view-ai .battle-meta strong{color:var(--ink);}
.ai-score-card .ai-view-verdict{font-size:.78rem;color:rgba(255,255,255,.75);margin-top:8px;line-height:1.45;}
#dashAiScore .dash-score-verdict{font-size:.72rem;color:rgba(255,255,255,.7);margin-top:6px;line-height:1.4;}
.ai-score-card .dash-score-side{text-align:right;font-size:.65rem;color:rgba(255,255,255,.5);font-family:var(--font-mono);}
.ai-score-card .dash-score-amt{color:rgba(255,255,255,.95);font-weight:500;}
.ai-score-card .dash-score-label{font-size:.58rem;text-transform:uppercase;letter-spacing:1.5px;color:rgba(255,255,255,.4);font-family:var(--font-mono);margin-bottom:8px;}
.sl-ai .sl-i{color:#c4b5fd;}
@media (max-width:900px){
  .ai-fab{bottom:136px;right:18px;}
  .ai-panel{bottom:0;right:0;width:100%;max-width:100%;height:92vh;border-radius:24px 24px 0 0;}
  .ai-panel-inner{border-radius:24px 24px 0 0;}
}

/* ── MOBILE ──────────────────────────────────────────────────────── */
@media (max-width: 900px) {
  .sidebar{
    width:100%;height:60px;min-height:0;flex-direction:row;
    position:fixed;bottom:0;top:auto;overflow:visible;
    border-top:1px solid rgba(255,255,255,.07);
    padding:0;
    z-index:60;
  }
  .sb-brand,.sb-user,.sb-foot{display:none;}
  .sb-links{
    display:flex;flex-direction:row;width:100%;padding:0;
    justify-content:space-around;align-items:stretch;
  }
  .sl{
    flex:1;flex-direction:column;gap:2px;padding:8px 4px 6px;
    font-size:.55rem;text-align:center;justify-content:center;
    border-left:none;border-top:2px solid transparent;
  }
  .sl.active{border-top-color:#fff;border-left:none;background:rgba(255,255,255,.06);}
  .sl-i{font-size:1.1rem;width:auto;}
  .sl-badge{position:absolute;top:4px;right:4px;margin-left:0;}
  .main-area{padding-bottom:0;}
  .view{padding:16px 16px 80px;}
  .g3{grid-template-columns:1fr;}
  .g2{grid-template-columns:1fr;}
  .stats-strip{grid-template-columns:1fr 1fr;}
  .g2-6,.g2-4{grid-template-columns:1fr;}
  .view-header{align-items:flex-start;}
  .view-header .flex-gap{width:100%;}
  #txSearch{width:100% !important;}
  .goal-target-card{padding:16px;}
  .goal-target-card .gtc-main{flex-direction:column;align-items:flex-start;gap:10px;}
  .goal-target-card .gtc-pct{font-size:2.4rem;}
  .bank-item{flex-direction:column;align-items:flex-start;}
  .fab{bottom:72px;right:18px;}
  .toast{bottom:80px;}
  .modal-card{max-width:100%;}
}
@media (max-width: 600px) {
  .g3{grid-template-columns:1fr;}
  .form-2,.form-3{grid-template-columns:1fr;}
}